iBank INVESTBANK 2.8.8

Review of the iBank V2.0 Application

The iBank V2.0 application presents itself as a thoroughly redesigned, secure, and user-friendly platform for managing finances efficiently while on the move. With a significant investment directed towards enhancing its e-Banking services, the app offers a comprehensive suite that includes account management, card management, bill payments, and fund transfer services, all enriched with a robust portfolio overview and management system.

Users can seamlessly transition to the new application using their existing credentials on mobile devices. The significant features introduced in this version include:

• Credit Card Management: Users can register their credit card, obtain the CVV, manage eFAWATEERcom reference numbers, and conduct fund transfers from credit cards to account cash.
• Debit Card Features: The app allows users to view pin codes, adjust POS purchase limits, manage ATM withdrawal limits, and activate or deactivate debit cards as needed.
• Money Transfer Capabilities: Users can create favorites for quick transfers, view spot exchange rates for cross-currency transactions, and add local and international beneficiaries.
• eFAWATEERcom Services: Effortlessly pay due bills from both bank accounts and credit cards.
• iCash Request Feature: Simplifies request processes.
• Cardless Transactions at ATMs: Enable instant transfers and withdrawals without a physical card, at no additional cost.
• CLiQ Services: Facilitates instant transfers and payments by managing aliases and QR-based transactions while providing transaction history.
• iVouchers: Easy access to competitively priced offerings.
• WhatsApp for Business: Accessible banking support available 24/7.
• Online Account Opening: Instant registration capabilities directly through the app.
• Biometric Access: Enhanced security with face and fingerprint recognition for easy login.

A range of additional services further enriches the user experience, including:

• User Registration: Simplified registration through debit cards.
• Account Overview:
  • Accounts: View available accounts and access iStatements.
  • Loans: Manage loan accounts and request new loans.
  • Term Deposits: Access term deposit accounts easily.
• Card Management: Selectively manage debit and credit card settings along with requests for credit limits and eco-friendly options like eStatements.
• Transfer Management:
• • Create transfers, manage beneficiaries, and track remittance history.
• Bills Management:</itPayment history for one-time payments and due bills with prepaid services included.
• ATM & Branch Locator:</itFind nearby banking facilities effortlessly.
• Loan Calculator:A tool to calculate preferred loan amounts.
• Secure Messaging:A feature to send requests securely with prompt responses guaranteed.

This application effectively combines functionality with user-centric design, setting a commendable standard in mobile banking solutions.